Commodity Demat Funding

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A commodity such as agri products (beans, maize, cotton, sugar etc), metal, oil or another fixed physical substance that investors buy or sell, usually via futures contracts.

Features   :

  • List of Commodities: Gold, Silver , Soya bean, RM Seed, Guar seed, Guar gum, Chana, Pepper, Turmeric, Maize, Jeera , Red Chili, Cocud (cotton seed oil cake), castorseed, mentha , oil, Steel, Wheat, Barley, Gur, Coriander (dhaniya) & Sugar etc .
  • Actual Funding is dependent upon the Collateral Value of Commodity.
  • On repayment of Loan, the commodity collateral is transferred to the Client.
  • Margins range from 20% to 30% on a case to case basis. There is a commodity wise variation in margin.
  • The interest will be charged only on used funded amount.
  • If the client wants funding on Final Expiry Date (FED) goods he / she has to take the approval first.
  • Loan Amount – Min. 1 Cr & Max. – 14 cr. for a single client.

Benefits   :

  • If the demat goods has been transferred in demat account directly by the clients then on the very next day through RTGS the funded amount will be transferred into client’s bank account on the basis of market valuation.
  • In the case of arbitrage funding no MTM will be received/ paid to / from the clients & in that case required margin just only 10%.
  • In the case of NON FED (Final Expiry Date) funding at the time of giving the delivery to the exchange there is no need to clear the funding first. Financer will release the goods first & after receiving the funds from the exchange, Financer will deduct the loan amount with interest and the remaining amount will be paid to the client through RTGS.
  • At the time of to take the delivery from the exchange client will paid only margin i.e. case to case basis that mean no need to pay full payment.

Eligibility Criteria 

Individuals, HUF’s, Proprietorship Firms, Partnership Firms, Private Ltd Companies.

  • Customer need to comply with KYC norms
  • Customer needs to execute loan documents with Financer
  • Client should have/open a Demat account with approved DP (NSDL & CDSL both) with POA in favour of Financer
  • Client need to open a Bank account with HDFC Bank with POA in favour of Financer
  • Client should have/open a Trading account with approved participant.


  • How can I avail Commodity Demat Funding facility?
    • You have to open Demat account with approved DP (NSDL & CDSL both) and have to execute the Power of Attorney (POA) in favour of Financer.
    • You have to open a bank account with HDFC Bank with POA in favour of Financer
    • You have to complete formalities for trading account opening with approved Participant.
    • You have to enter into an agreement with Financer
    • Commodities can be traded in demat form and can be converted back to the physical form (remat) in a week
  • Is guarantor a must?
    • No. Guarantor is not required.
  • What are the Lending Rates?
    • COMMODITY DEMAT Funding comes to you at attractive interest rates, which are based on the trends prevailing in the market at the time of availing the loan.
  • How much margin has to be maintained?
    • Margins are determined on case to case basis.
  • What is loan tenure?
    • Normally it will be ranging from 15days to 6 months.
  • How can a borrower avail the Commodity Demat Funding Facility?
    • Call us at 1800 003 8867 between 9:30 AM – 6:30 PM from Monday to Saturday (Except Public Holidays)
    • E-mail us at with your details: Name, Mobile Number and our representative will get in touch with you
    • SMS ‘SSFS’ to 56767
    • Visit the nearest branch.

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